IBM Assessment: Informix Fundamentals 11.70

IBM certified Database associate | killexams.com true Questions and Pass4sure dumps

This vendor-certain Certification is obtainable through:IBM CorporationArmonk, novel york USAPhone: 914-499-1900Email: This e-mail address is being blanketed from spambots. You requisite JavaScript enabled to view it.

ability degree: basis                          status: energetic

cost effective: $200 (shortest track)               

summary:Entry-stage certification for individuals who work with IBM database products. There are two tracks to pick between: Informix Dynamic Server (11.50) Fundamentals, and Informix (11.70) Fundamentals.

initial requirements:You ought to flood the linked exam to your chosen tune ($200). both tests occupy a 90 minute closing date and consist of 60 questions. practising is available but no longer required.

continuing requirements:None precise

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Altova Introduces edition 2014 of Its Developer paraphernalia and Server software | killexams.com true Questions and Pass4sure dumps

BEVERLY, MA--(Marketwired - Oct 29, 2013) - Altova® (http://www.altova.com), creator of XMLSpy®, the industry leading XML editor, these days announced the unencumber of edition 2014 of its MissionKit® computing device developer tools and server utility items. MissionKit 2014 items now consist of integration with the lightning quick validation and processing capabilities of RaptorXML®, aid for Schema 1.1, XPath/XSLT/XQuery 3.0, assist for novel databases and plenty extra. novel points in Altova server products consist of caching options in FlowForce® Server and expanded performance powered by route of RaptorXML throughout the server product line.

"we are so excited to subsist able to extend the hyper-performance delivered by using the unparalleled RaptorXML Server to builders working in their desktop tools. This performance, along with potent sheperd for the very latest requisites, from XML Schema 1.1 to XPath 3.0 and XSLT 3.0, gives their purchasers the merits of extended performance alongside slicing-facet technology support," spoke of Alexander Falk, President and CEO for Altova. "This, coupled with the capacity to automate elementary methods by the utilize of their excessive-performance server items, offers their shoppers a positive potential when building and deploying applications."

just a few of the brand novel points obtainable in Altova MissionKit 2014 encompass:

Integration of RaptorXML: introduced previous this yr, RaptorXML Server is excessive-efficiency server utility capable of validating and processing XML at lightning speeds -- whereas delivering the strictest viable standards conformance. Now the identical hyper-performance engine that powers RaptorXML Server is entirely integrated in a number of Altova MissionKit tools, including XMLSpy, MapForce®, and SchemaAgent®, supplying lightning quick validation and processing of XML, XSLT, XQuery, XBRL, and greater. The third-era validation and processing engine from Altova, RaptorXML was developed from the floor up to benefit the very latest of All primary XML specifications, together with XML Schema 1.1, XSLT three.0, XPath 3.0, XBRL 2.1, and myriad others.

help for Schema 1.1: XMLSpy 2014 comprises vital aid for XML Schema 1.1 validation and editing. The latest version of the XML Schema normal, 1.1 provides novel features aimed toward making schemas greater elastic and adaptable to enterprise situations, similar to assertions, conditional varieties, open content material, and extra.

All points of XML Schema 1.1 are supported in XMLSpy's graphical XML Schema editor and are available in entry helpers and tabs. As at All times, the graphical editing paradigm of the schema editor makes it convenient to reckon and set into outcome these novel elements.

guide for XML Schema 1.1 is also provided in SchemaAgent 2014, permitting clients to visualize and maneuver schema relationships by means of its graphical interface. this is additionally an lore when connecting to SchemaAgent in XMLSpy.

Coinciding with XML Schema 1.1 assist, Altova has additionally released a free, online XML Schema 1.1 expertise practising route, which covers the basics of the XML Schema language as neatly because the adjustments brought in XML Schema 1.1.

aid for XPath 3.0, XSLT 3.0, and XQuery 3.0:

guide for XPath in XMLSpy 2014 has been updated to encompass the latest edition of the XPath recommendation. XPath 3.0 is a superset of the XPath 2.0 recommendation and provides potent novel functionality equivalent to: dynamic characteristic cells, inline feature expressions, and aid for union kinds to identify simply a number of. Full sheperd for brand novel capabilities and operators delivered in XPath three.0 is attainable via brilliant XPath auto-completion in textual content and Grid Views, in addition to within the XPath Analyzer window.

guide for enhancing, debugging, and profiling XSLT is now purchasable for XSLT three.0 in addition to previous models. delight subsist alert that a subset of XSLT three.0 is supported due to the fact that the customary continues to subsist a working draft that continues to adapt. XSLT three.0 benefit conforms to the W3C XSLT three.0 Working Draft of July 10, 2012 and the XPath 3.0 Candidate recommendation. youngsters, aid in XMLSpy now offers builders the means to birth working with this novel edition immediately.

XSLT three.0 takes lore of the brand novel features delivered in XPath three.0. in addition, an incredible duty enabled with the aid of the novel version is the brand novel xsl:are trying / xsl:trap assemble, which can subsist used to trap and recuperate from dynamic blunders. different enhancements in XSLT three.0 encompass benefit for better order features and partial functions.

Story continues

As with XSLT and XPath, XMLSpy benefit for XQuery now additionally includes a subset of version three.0. developers will now occupy the alternative to edit, debug, and profile XQuery three.0 with valuable syntax coloring, bracket matching, XPath auto-completion, and other brilliant editing elements.

XQuery 3.0 is, of path, an extension of XPath and for this intuition advantages from the novel functions and operators added in XPath three.0, corresponding to a novel string concatenation operator, map operator, math capabilities, sequence processing, and more -- All of which are available in the context sensitive entry helper home windows and drop down menus in the XMLSpy 2014 XQuery editor.

New Database help:

Database-enabled MissionKit products together with XMLSpy, MapForce, StyleVision®, DatabaseSpy®, UModel®, and DiffDog®, now encompass complete sheperd for more moderen types of prior to now supported databases, in addition to benefit for brand spanking novel database vendors:

Informix® eleven.70

PostgreSQL types 9.0.10/9.1.6/9.2.1

MySQL® 5.5.28

IBM DB2® models 9.5/9.7/10.1

Microsoft® SQL Server® 2012

Sybase® ASE (Adaptive Server business) 15/15.7

Microsoft entry™ 2010/2013

New in Altova Server utility 2014:

introduced previous in 2013, Altova's novel line of pass-platform server utility products includes FlowForce Server, MapForce Server, StyleVision Server, and RaptorXML Server. FlowForce Server provides finished administration, job scheduling, and protection alternatives for the automation of essential industry techniques, whereas MapForce Server and StyleVision Server tender high-speed automation for initiatives designed the utilize of regularly occurring Altova MissionKit developer tools. RaptorXML Server is the third-era, hyper-speedy validation and processing engine for XML and XBRL.

starting with edition 2014, Altova server products are powered by RaptorXML for faster, greater efficient processing. in addition, FlowForce Server now supports effects caching for jobs that require a very long time to technique, as an instance when a job requires involved database queries or should compose its own internet provider data requests. FlowForce Server administrators can now schedule execution of a time-ingesting job and cache the outcomes to preclude these delays. The cached facts can then subsist provided when any person executes the job as a service, offering speedy consequences. A job that generates a customized sales file for the outmoded day can subsist a pretty proper utility for caching.

These and many extra features can subsist create within the 2014 edition of MissionKit desktop developer tools and Server utility. For a complete list of novel points, supported specifications, and affliction downloads delight consult with: http://www.altova.com/whatsnew.html

About Altova Altova® is a application industry specializing in tools to benefit developers with facts administration, application and software building, and data integration. The creator of XMLSpy® and other award-profitable XML, SQL and UML tools, Altova is a key participant in the software tools industry and the chief in XML solution progress equipment. Altova specializes in its clients' needs by means of providing a product line that fulfills a broad spectrum of necessities for application progress teams. With over four.5 million clients worldwide, including 91% of Fortune 500 groups, Altova is proud to serve clients from one-person retail outlets to the realm's biggest companies. Altova is committed to delivering requirements-based mostly, platform-independent options which are effective, low cost and simple-to-use. founded in 1992, Altova is headquartered in Beverly, Massachusetts and Vienna, Austria. consult with Altova on the internet at: http://www.altova.com.

Altova, MissionKit, XMLSpy, MapForce, FlowForce, RaptorXML, StyleVision, UModel, DatabaseSpy, DiffDog, SchemaAgent, genuine, and MetaTeam are emblems and/or registered logos of Altova GmbH in the united states and/or different nations. The names of and reference to different organizations and items outlined herein can subsist the trademarks of their respective house owners.

Aberdeen: Dell dives deeper, wider into commercial enterprise | killexams.com true Questions and Pass4sure dumps

At $35.4 billion in earnings remaining yr, Dell has become the area's third greatest desktop business. it's additionally the quickest transforming into. Servers, storage, and services are now a crucial a fragment of the company's consumer expense proposition -- and the entry onto the industry shortlist of favorite suppliers. Dell's attraction to small, medium, and large industry patrons is expanding.

There are greater than 22,000 Oracle installations on Dell around the world. For the greater a fragment of a year, Dell has been a reseller of Oracle's database, utility, and infrastructure software products in the united states. This application has long past really smartly, and one of the crucial results of that success are these recent bulletins:

Dell will sell the Oracle 9i database, application server, and applications in Europe and Asia, moreover the U.S.

Oracle's consulting features division turns into a Dell provider company. collectively, the two organizations will convey fixed-fee database migration from DB2, Sybase, and Informix; an implementation fast-tune on Dell two- and 4-way PowerEdge servers operating pink Hat Linux superior Server; performance and capacity tuning, in addition to DB design assessment; and an Oracle 9i data sight after calamity recuperation solution. Dell continues the customer relationship.

Dell will sell budget friendly clusters preconfigured with red Hat Linux and Microsoft windows. These are bundled solutions, effectively lowering the deployment time for a gauge industrial platform. the novel products should quiet enchantment to little corporations, gigantic enterprises, and application service suppliers — plus labor-mindful techniques integrators and value-added resellers. An entry configuration prices $18,000 and contains two PowerEdge 2650 servers with Linux, a PowerVault 220S shared SCSI storage rack, cluster interconnect, and two years of Premier commercial enterprise uphold services — gold-stage carrier.

Oracle has certified certain Oracle 9i configurations working crimson Hat Linux on PowerEdge servers, ensuring compatibility, reliability, availability, and serviceability. Oracle also is certifying Dell | EMC storage.

Oracle 9i database and application server models on Linux are being developed on Dell servers. And Oracle's labs are trying out future Dell servers with novel Infiniband technology, displaying distinguished advantageous properties in cluster availability and message latency, leading to greater scale-out performance.

In October 2001, Dell and EMC announced a 5-year partnership to jointly address the enterprise storage market. This application has been going relish gangbusters, resulting in petabytes of storage bought by Dell's 2,500 novel storage clients. youngsters the companies don't report a breakout, Aberdeen is on hard ground in announcing that the relationship with Dell has had the quickest ramp in EMC's historical past.

The Dell | EMC CX200, CX400, and CX600 RAID arrays are aimed toward entry-level, midrange-with-increase, and excessive-conclusion facts-core storage necessities, respectively. in addition, both companions carry numerous functions aimed at storage planning and administration.

In March, both businesses collectively introduced a novel advanced technology attachment (ATA) enclosure, which enables the utilize of least expensive ATA disks on a mixture-and-in shape basis within a storage zone network (SAN). Aberdeen believes that ATA disks, deployed as Dell and EMC are planning, signify a major and price-saving trend in storage management. basically, Dell and EMC are early to market, providing valued clientele a long expertise lifecycle.

last month saw the introduction of novel versions of the ControlCenter Navisphere, MirrorView, and SnapView utility. the brand novel elements are squarely geared toward enterprise-degree storage administration issues, together with remote mirroring to assist remote calamity recovery and enterprise-continuity capabilities, enhanced statistics-core operational efficiencies, faraway browser-based storage administration, greater protection, and enhancements to the excessive-end FC4700 SAN.

Dell introduced these days that it is going to originate manufacturing the CX200 RAID storage device within the U.S., ireland, and Malaysia. Dell, of route, is a recognized leader in supply chain administration and comparatively cheap manufacturing. The announcement skill that the revenue volumes of the partnership are large ample to benefit from Dell's meeting prowess. because of this, Aberdeen expects Dell and EMC valued clientele to continue to improvement from terrific values in CX200 methods.

The proof that Dell and its partners, EMC and Oracle, are offering extra for its customers is in the announcement pudding, sketched out above. youngsters, there are two other partners that are vital to Dell's typical success, now and in the future: Intel and Microsoft.

What makes Dell fundamentally several from its chief opponents, Hewlett-Packard, IBM, and sun Microsystems, is the indisputable fact that Dell has "Intel inside" All its servers and shoppers. Dell merits enormously from Intel's large R&D and relentless propel to more suitable, faster, much less costly, smaller microprocessors. Dell's opponents ought to unfold R&D over smaller volumes (solar) and/or duplicate efforts on assorted structures (HP and IBM). Intel's Xeon processors bring aggressive and infrequently main efficiency in comparison with the competitors, but at such appreciably lessen expenditures that the dynamics of the server enterprise occupy changed, favoring Dell. and because the burgeoning Linux phenomenon is ninety five% on Intel 32-bit microprocessors, Dell's Linux efforts are neatly matched to purchasers' demands.

Microsoft has additionally been on a roll within the server space on the back of windows 2000, change, and a starting to subsist gain of particular-intention servers, equivalent to BizTalk. The next technology of Microsoft server utility will delivery rolling out later this month, rise with windows Server 2003.

The Microsoft ground line: windows Server 2003 and exchange 2003 are a noteworthy deal enhanced in reliability, availability, serviceability, protection, scalability, and efficiency -- the distinguished thing promoting elements of proprietary Unix programs. Dell servers working Microsoft working application can subsist much more aggressive in opposition t Unix programs going ahead. In a examine Aberdeen completed a yr in the past, the plenary permeate of ownership (TCO) advantages of Intel servers running windows 2000 versus Unix servers were 46% overall and 70% for 2-approach servers. it is revise in Dell's sweet spot.

With neatly-respected partners reminiscent of EMC, Intel, Microsoft, Oracle, and purple Hat, Dell is at the spearhead of an immense market sea exchange towards requirements-primarily based computing -- no longer requirements so tons within the committee experience, but in the suffer of most important, smartly-understood, and relied on building blocks of suggestions technology. Dell is a key participant in an IT megatrend toward standards-based mostly computing.

With TCO and brief recur on funding (ROI) as two of the proper IT administration priorities, Dell's cost proposition -- more suitable with the aid of its partnerships -- demands and receives consumer consideration. There is no sleight of hand accomplished in evaluating the expense/performance merits of Dell's specifications-primarily based value proposition. it's an more and more recognized reality. therefore, Aberdeen expects Dell to profit market share in the online transaction processing, messaging, information warehouse, and file and print markets. These advantageous properties will more and more acquire station within the industry information centers the station competition is fiercest.

but Dell's market ascendance, Aberdeen's territory analysis indicates, is not only a "most advantageous fee" phenomenon. Dell receives exorbitant marks for provider and support, an expanding respect for technology innovation -- no more "Dell has no R&D" sneers from opponents -- and for a lawful commitment to purchasers that belies its telesales heritage. Dell has grown up. it's now the fourth most relied on enterprise within the U.S., in response to a fresh Fortune survey. occupy aplomb is an invaluable intangible asset.

The announcement that Dell will manufacture Dell | EMC CX200 storage techniques for its shoppers cements a key point of the Dell and EMC partnership. Aberdeen expects Dell consumers to sight sooner international order success and the next increment of Dell's supply chain magic, which should outcome in even stronger storage values over time.

The Oracle announcement is vital for both businesses, and it indicates how Linux will rate its statistics-core stripes via requirements-primarily based systems delivered by using established IT corporations -- such as Dell and Oracle. licensed Oracle 9i RAC on Linux really potential "mission-essential transaction processing" functions on Linux, where clustering is the widely wide-spread means of ensuring exorbitant availability. one other vital ingredient of this announcement is Dell and Oracle working together to give the essential professional services.

Backed via the handfuls of territory interviews that Aberdeen has accomplished with Dell customers over the eventual year, Aberdeen's conclusion is that Dell continues reinforcing its attractiveness as a depended on IT organization. The announcements add an additional argument in Dell's lengthy-term desire, and that they imply a probable persevered success in executing the enterprise's method.

Peter Kastner leads hardware systems, pervasive computing, and semiconductors analysis for Aberdeen community, a Boston-based mostly IT market analysis and consulting firm.

To examine extra articles relish this one, seek recommendation from Aberdeen community and register for gratis online access to Aberdeen's IT market research and evaluation, and to subscribe to expertise-specific e-newsletters.

© 2003 Aberdeen group Inc.

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Assessment: Informix Fundamentals 11.70 Assessment

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Clarkston pecuniary Corporation Reports 2018 Q4 Results | killexams.com true questions and Pass4sure dumps

February 13, 2019 09:00 ET | Source: Clarkston pecuniary Corporation

CLARKSTON, Mich., Feb. 13, 2019 (GLOBE NEWSWIRE) -- Clarkston pecuniary Corporation (“Corporation”) (OTCBB:CKFC - News), the holding company for Clarkston state Bank (“Bank”), today reported net income of $645,000 or $0.19 per share for the three months ended December 31, 2018, compared to net loss of ($1,367,000) or ($0.42) per share for the three months ended December 31, 2017. The net loss in the fourth quarter of 2017 was directly attributable to the change in tax law passed by Congress.

J. concede Smith, CEO, said, "Another year of consistent pecuniary performance. Their poise sheet fundamentals are very good, net interest margin has improved nicely and their hallmark of noteworthy expense control has resulted in another noteworthy year of performance. They strive to subsist consistent and effect above their peer group. Once again, they accomplished their goal during 2018. They are cautiously optimistic for 2019. They expect to continue with their growth trajectory while staying disciplined as they continue with their efforts to grow their regulatory capital. The Bank’s fundamentals remain very strong and they expect their very proper operating performance to continue in 2019.

Operating Results

The Corporation’s net interest income before provision, increased to $1,928,000 for the quarter ended December 31, 2018, compared to $1,820,000 for the selfsame era ended December 31, 2017.  This represents an expand of $108,000 or 5.93% quarter over quarter.  The net interest margin of the Bank increased to 3.96% as of December 31, 2018, compared to 3.85% for December 31, 2017. The Bank’s net interest spread has improved as interest rates occupy increased on both novel loan originations and renewals.

Noninterest income increased during the fourth quarter of 2018 when compared to the fourth quarter of 2017. The Corporation posted $127,000 for the quarter compared to $59,000 for the quarter ended December 31, 2017, an expand of $68,000 or 115.25%.  The expand is mostly attributable to increases in deposit account fees. Noninterest expense decreased, ending the fourth quarter at $1,252,000 compared to $1,324,000 for the selfsame era ended December 31, 2017, a dwindle of $72,000 or 5.44%.

Balance Sheet

Total assets at December 31, 2018, were $211,630,000 compared to $193,311,000 at December 31, 2017, an expand of $18,319,000 or 9.48%.  The expand is mainly due to an expand in loans and deposits.

Gross loans increased $19,489,000 from $172,586,000 at December 31, 2017, to $192,075,000 at December 31, 2018, an expand of 11.29%.  Total deposits increased $6,554,000 or 3.82%, ending at $178,134,000 for December 31, 2018, up from $171,580,000 for December 31, 2017.  Total stockholders’ equity increased from $15,416,000 at December 31, 2017 to $17,786,000 at December 31, 2018, an expand of $2,370,000 or 15.37%.

Asset Quality

There were no non-performing loans at December 31, 2018. There remains one non-performing asset at $706,000 as of the fourth quarter of 2018. The allowance for loan loss slightly decreased to 1.07% of total loans as of December 31, 2018 compared to 1.19% for the selfsame era 2017.  Management continually monitors the allowance for loan loss to determine its adequacy.

Clarkston state Bank opened in January 1999 and operates two branches in Clarkston and Waterford, Michigan.

Safe Harbor. This intelligence release contains comments or information that constitute forward-looking statements within the context of the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve significant risks and uncertainties. Actual results may differ materially from the results discussed in the forward-looking statements. Factors that may intuition such a incompatibility include: changes in interest rates and interest-rate relationships; demand for products and services; the degree of competition by traditional and non-traditional competitors; changes in banking regulations; changes in tax laws; changes in prices, levies, and assessments; the impact of technological advances; governmental and regulatory policy changes; the outcomes of contingencies; trends in customer behavior and their faculty to repay loans; and changes in the national and local economy. The Corporation assumes no responsibility to update forward-looking statements.

Media Contact: Clarkston pecuniary Corporation – J. concede Smith, CEO, 248-922-6945.

CLARKSTON pecuniary CORPORATION CONSOLIDATED poise SHEET           (Dollars, in thousands)             (audited)   (audited)     12/31/2018   12/31/2017 Assets                   Cash and due from banks   $7,422     $7,718   Securities – Available for sale     6,440       6,889   Federal Home Loan Bank stock, at cost     232       232             Loans     192,075       172,586   Allowance for possible loan losses     (2,064)       (2,052)   Net loans     190,011       170,533             Banking premises and equipment     3,581       3,611   Deferred tax asset     2,352       2,939   Other true estate owned     706       721   Accrued interest receivable and other assets     886       667   Total assets   $211,630     $193,311             Liabilities and Stockholders' Equity         Liabilities         Deposits         Noninterest-bearing demand deposits     80,127       77,065   Interest-bearing     98,007       94,515   Total deposits     178,134       171,580             Other Liabilities         Federal Home Loan Bank advances     0       0   Other borrowings     15,056       5,711   Accrued interest payable and other liabilities     654       604   Total liabilities     193,844       177,895             Stockholders' Equity         Common stock     11,923       11,923   Paid-in capital     12,099       11,804   Restricted stock - Unearned compensation     (197)       0   Accumulated deficit     (5,860)       (8,205)   Accumulated other comprehensive income (loss)     (179)       (105)             Total stockholders' equity     17,786       15,416             Total liabilities and stockholders' equity   $211,630     $193,311   CLARKSTON pecuniary CORPORATION CONSOLIDATED STATEMENT OF OPERATIONS                 (Dollars, in thousands)                 (audited)   (audited)   Three Months Ended   Twelve Months Ended   12/31/2018   12/31/2017   12/31/2018   12/31/2017 Interest Income               Interest and fees on loans $2,204   $2,008     $8,270     $7,516   Interest on investment securities:   39     34       163       153   Interest on federal funds sold   32     27       95       58   Total interest income   2,274     2,070       8,528       7,727                   Interest Expense               Deposits   287     176       949       523   Borrowings   60     74       247       256   Total interest expense   346     250       1,196       779                   Net Interest Income   1,928     1,820       7,332       6,948                   Provision for possible Loan Losses   0     45       0       (220)                   Net Interest Income after provision for possible loan losses                 1,928   1,775       7,332     7,168                   Noninterest Income               Loan and deposit service fees   117     49       482       465   Loss on sale of other true estate owned   0     0       0       4   Other   11     11       209       238   Total noninterest income   127     59       691       706                   Noninterest Expense               Salaries and employee benefits   750     808       3,039       3,011   Occupancy   124     90       492       460   Advertising   42     71       176       182   Outside processing   110     127       508       494   Professional fees   53     7       210       136   FDIC insurance   24     23       87       83   Defaulted loan expense   6     14       (1 )     30   Other   144     184       560       606   Total noninterest expense   1,252     1,324       5,071       5,002                   Income/(Loss) before income taxes   803     510       2,953       2,871                   Income Tax Expense     158       1,877         607         2,698                   Net Income/(Loss) $645     $(1,367 )   $2,345     $174   CLARKSTON pecuniary CORPORATION CONSOLIDATED pecuniary HIGHLIGHTS               (Dollars in thousands, except share and per share data)   Quarter Ended                   12/31/18 09/30/18 06/30/18 03/31/18 12/31/17 MARKET DATA             Book value per share   $5.37   $5.15   $4.97   $4.78   $4.74   Market value per share   $7.20   $7.50   $8.01   $8.00   $8.10   Earnings per share - basic & diluted   $0.19   $0.18   $0.19   $0.15     ($0.42)   Period End common shares     3,309,156     3,309,156     3,309,156     3,309,156     3,249,156                 PERFORMANCE RATIOS             Return on average assets     1.22%     1.17%     1.23%     0.97%     1.10%   Return on average equity     11.97%     11.51%     12.04%     9.75%     10.45%   Net interest margin     3.96%     3.90%     3.81%     3.90%     3.85%   Efficiency ratio     60.93%     62.02%     62.39%     67.79%     70.48%   Texas ratio     3.07%     3.21%     3.32%     3.52%     4.35%                 CAPITAL & LIQUIDITY             Tier 1 Leverage     10.05%     9.77%     9.68%     9.36%     9.08%   Common Equity Tier 1 Capital     10.65%     10.63%     10.32%     10.19%     10.12%   Tier 1 Risk Based Capital     10.65%     10.63%     10.32%     10.19%     10.12%   Total Risk Based Capital     11.70%     11.73%     11.43%     11.33%     11.26%   Loan to deposit ratio     107.83%     98.57%     100.76%     98.26%     100.59%                 ASSET QUALITY             Gross loan charge-offs   $0   $0   $0   $0   $0   Net loan charge-offs (recoveries)     ($3)     ($3)     ($4)     ($2)     ($3)   Allowance for loan and lease losses to total loans     1.07%     1.13%     1.13%     1.16%     1.19%   Nonperforming loans to total loans     0.00%     0.00%     0.00%     0.00%     0.09%   Nonperforming assets to total assets     0.34%     0.34%     0.35%     0.36%     0.45%  

Everyman's sheperd to Data Warehousing | killexams.com true questions and Pass4sure dumps

In-Depth

Everyman's sheperd to Data Warehousing

By David Marco

01/01/2001

Essential questions to subsist answered before going ahead with a data warehouse project.

You occupy read the articles, attended All of the conferences, and are now charged to start your own data warehousing project and attain that 401% ROI you occupy heard everyone is getting. In addition, you occupy gone to the CFO or the vice president of marketing and gained funding for your enterprise data warehouse. Congratulations ... now it is time for the true work to begin.

And you had better subsist successful, because this project will not subsist cheap and All eyes will subsist upon it. You will occupy to evaluate and purchase Extraction, Transformation and Load (ETL) software, OLAP software, All forms of hardware, middleware, and hire expensive consultants. And if that is not difficult enough, an enterprise data warehouse also involves integrating data from a corporate perspective. Therefore, you will occupy to interact with the most senior people in each of your company's divisions and sheperd them to consensus. And if you attain not deliver on that 401% ROI, and appease All of those division heads, your supervisor just might hand you a one-way ticket to the company's Siberian office.

But before your conclusion uphold system (DSS) project even begins, acquire a jiffy to examine these essential questions. If you retort "No" or "I'm not sure" to any of the following, you might want to attain some more homework before heading down the data warehousing trail.

1. What are the specific strategic industry objectives (drivers) that the warehouse is suppose to achieve?The overriding intuition many conclusion uphold projects fail is not that the projects were technically unfeasible. On the contrary, many of the technological challenges of data warehousing occupy proven answers. The most common intuition of failure is that the warehouse did not meet the industry objectives of the organization. I occupy seen many companies attain a fine job of technically building a data warehouse; unfortunately, the system did not solve any of their industry needs. Warehouses that attain not fullfil industry user's needs are not accessed and eventually die.

2. What are the specific, calculable measurements that will subsist used to evaluate the ROI of the DSS system in meeting your company's industry objectives?Clear industry objectives are measurable. This activity is critical, because once the data warehouse project is completed, the management team will occupy to justify the expenditure. Moreover, it is distinguished to understand that a data warehouse is not a project, it is a process. Data warehouses are organic in nature. They grow very fleet and in directions you never anticipated. Most warehouses double in size and in the number of users in their first year of production. Once a cost justification can subsist quantified for the initial release, the process for gaining funding for follow-up releases is greatly simplified.

3. Are the key users of the data warehouse identified and committed to the success of the project?The users always impose the success or failure of the warehouse. They therefore requisite to subsist heavily involved throughout the data warehousing project. Taking it a step further, users requisite to occupy a personal stake in the success of the project. It is extraordinary how quickly problems vanish when everyone has a vested interest in the project. Also, compose it a point to educate users on the fundamentals and processes of data warehousing. train them its benefits, as well as its limitations. This will aid significantly in managing their expectations. A proper rule of thumb is that if you occupy gone more than two weeks without talking to your users, then it is time to set up a meeting. preserve in intellect that many times these people are the ones picking up the tab on these projects.

4. Is the organization trying to build a +1 Terabyte, "do-all, be-all" data warehouse on its first iteration?Data warehousing projects stretch an organization in ways unlike operational systems projects do. From a political perspective, an enterprise data warehouse requires consent and commitment from All of the key departments within a corporation. In addition, the learning curve of a conclusion uphold project team is seldom understood or planned for. There will subsist a novel and dizzying array of software tools (ETL, OLAP, portal, meta data, data cleansing and data mining) that will require tool-specific training.

By adding massive amounts of data into the equation the points of failure expand significantly. Moreover, large volumes of data will propel the envelope of the RDBMS, middleware and hardware, and could compel developers into using parallel progress techniques if a massively parallel processing (MPP) architecture is needed. preserve in intellect that the retort to many of these challenges comes in the shape of a hefty expense tag. As a result, adding the dimension of size is just too painful and costly for most enterprises to attempt during the first iteration.

Data warehouses are best built in an iterative fashion. attain not misunderstand; this is not to recommend that a company should not build a fully functional, multiple Terabyte, +7 topic area, Web-enabled, end-to-end, enterprise data warehouse with a complete meta data interface. It simply means that the highest probability for success comes from implementing a conclusion uphold system in a phased approach. By using the first iteration as an chance to train the corporation, it will set the stage for bigger and better future implementations.

5. Does the conclusion uphold pro-ject occupy uphold from executive management?Any large-scale project, whether it is a data warehouse or implementing that equatorial novel customer relationship management (CRM) system, needs executive management on board. Moreover, their involvement is imperative in breaking down the barriers and "ivory towers" in companies. Their position allows them to rally the various departments within a corporation behind the project. Any substantial project lacking executive management participation has a high probability of failure.

6. Does the organization occupy a clear understanding of the concepts and tools involved in data warehousing?If you attain not occupy a data warehouse built, then the retort to this question will most likely subsist "No." As a result, training and education will subsist required. But preserve in intellect that training is required at many levels. Initial education is necessary to convey the concepts of a data warehouse, data mart, operational data store, star schema design and meta data. Data acquisition developers will also probably requisite to subsist trained on a transformation utensil (Informix DataStage, for example), while data warehouse access developers will require significant training in an OLAP utensil (for example, BusinessObjects and Cognos PowerPlay). Data administration developers will requisite to subsist trained on a utensil that will integrate All of the company's meta data into one repository (Platinum Repository, for example). And, more than likely, there will subsist a Web component used to access the data warehouse and the meta data repository. Depending on your organization, additional training and outside consulting could subsist needed for each of these areas. preserve in intellect that these are only the data warehousing-specific training issues. There quiet needs to subsist an understanding of the hardware, middleware, desktop, RDBMS and coding language (COBOL, C++ and so on) of the transformation tool.

7. Is there a highly experienced project manager and data warehouse architect, with suffer in building warehouses, who will actively participate throughout the project?Data warehousing projects are fundamentally different from operational projects. Operational projects are necessary in order to operate the day-to-day industry of the company. conclusion uphold projects are censorious for making strategic decisions about your organization. In addition, data warehouses grow at an alarming rate during the first few years of production. An experienced data warehouse project leader understands these facts and keeps the vision of the project in concert with the real-world reality of conclusion support. In addition, the data warehouse architect must design a scalable, robust and maintainable architecture that can accommodate the expanding and changing conclusion uphold requirements.

These fundamental challenges require highly experienced, senior-level individuals. These positions can subsist filled via in-house resources or by consultants. If consultants are used to fill these roles, it is imperative that they are highly skilled at lore transfer; in-house employees should subsist assigned to shadow consultants for both of these roles.

8. Has an experienced consultant been brought in to attain a readiness assessment of the organization?This step is very distinguished because an experienced hand can identify problem areas in the organization that can subsist dealt with early in the DSS project's life cycle. But identifying that person is another issue. subsist wary of consultants without real-world, hands-on experience. It is one thing to subsist able to write or speak about data warehousing; it is another matter entirely to occupy the suffer needed to navigate through the political quagmires and to know what it takes to physically build a data warehouse.

About the Author

David Marco is the author of building and Managing the Meta Data Repository: A plenary Life-Cycle sheperd from John Wiley & Sons. He is founder and president of Enterprise Warehousing Solutions Inc. (EWS), a Chicago-based system integrator. He can subsist reached at 708-233-6330 or via E-mail at dmarco@ewsolutions.com.

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